Bridge Nigeria's Housing Gap
Deliver 5,000 high-quality housing units to contribute to addressing Nigeria's housing deficit.
About Harmony Garden Renewed Hope
Building Pathways to Affordable Homeownership
President Bola Ahmed Tinubu believes that homeownership should be more affordable, accessible, and achievable for Nigerians, both at home and in the diaspora.
Aligned with the Federal Government’s Renewed Hope Agenda and the housing objectives of the Federal Ministry of Housing and Urban Development, under the leadership of the Honourable Minister, Dr. Muttaqha Rabe Darma, the Harmony Garden Renewed Hope Programme seeks to bridge the housing gap by connecting eligible homebuyers with quality homes, structured mortgage pathways, flexible homeownership options, and guided application support.
Through this initiative, Harmony Garden & Estate Development Ltd. is committed to helping more Nigerians turn their dream of owning a home into reality.
Purpose-led homeownership
Who we are
Making Homeownership More Achievable.
Harmony Garden & Estate Development Ltd. recognises the commitment of the Federal Government of Nigeria, under the leadership of His Excellency, President Bola Ahmed Tinubu, GCFR, to making homeownership more affordable, accessible, and achievable for Nigerians at home and in the diaspora.
In alignment with the Federal Government’s Renewed Hope Agenda and the housing vision of the Honourable Minister of Housing and Urban Development, Engr. Muttaqha Rabe Darma, PhD, DBA, Harmony Garden is committed to supporting efforts to bridge Nigeria’s housing deficit through the delivery of 5,000 high-quality homes. Through flexible homeownership plans and accessible mortgage solutions, the initiative seeks to bring the dream of owning a home within reach of more Nigerians, both at home and abroad.
With a focus on transparency, security, affordability, and innovation, we are dedicated to empowering Nigerians with sustainable pathways to owning their homes while promoting trust and integrity in the real estate sector.
Programme target
5,000
high-quality homes intended for delivery
Target figure, not completed deliveries.
Mission
“To bridge Nigeria's housing gap by delivering 5,000 high-quality, affordable homes to Nigerians at home and in the diaspora through transparent, secure, and government-supported rent-to-own and mortgage solutions, offering flexible payment terms, single-digit interest rates, and protection against housing fraud.”
Our long-term direction
Vision
“To become a leading driver of affordable homeownership in Nigeria by creating a transparent, accessible, and sustainable housing ecosystem that empowers Nigerians to own dignified homes, reduces the national housing deficit, and restores public trust in the real estate sector.”
What drives us
Our Commitment to
Meaningful Housing Impact
Our strategic objectives focus on expanding access to homeownership, improving affordability, and promoting a more transparent housing experience.
Empower Nigerians Through Homeownership
Provide accessible pathways to property ownership for Nigerians at home and in the diaspora.
Make Housing Affordable
Offer mortgage options with stated single-digit interest rates not exceeding 9.9%, alongside flexible repayment tenors, subject to applicable programme terms.
Combat Housing Fraud
Promote transparency, accountability, security, and trust in Nigeria's real estate sector.
Advance the Renewed Hope Housing Agenda
Support housing objectives through intended partnerships, appropriate oversight, and innovative housing finance solutions.
Our commitment to homeownership
More Than a House. A Pathway
to a Better Future.
We are committed to promoting a homeownership experience built around transparency, informed decisions, and practical pathways towards ownership.
Transparency
Help prospective homebuyers understand applicable costs, financing terms, requirements, and next steps.
Security and Trust
Promote responsible property transactions, clear information, and appropriate safeguards against housing fraud.
Accessibility and Affordability
Support the exploration of available homes and suitable financing options, subject to individual eligibility and programme requirements.
Guided Support
Help prospective homeowners navigate property discovery, eligibility assessment, documentation, and the application process.
Our approach
Turning the Dream of
Homeownership into a Practical
Journey
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Explore Homes
Discover available properties across participating Harmony Garden estates.
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Understand Your Options
Explore applicable financing pathways and estimate affordability.
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Check Eligibility
Complete the preliminary eligibility assessment and review the relevant requirements.
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Progress Your Application
Follow the applicable documentation, assessment, approval, and purchase process.
Take the next step
Your Homeownership Journey
Starts Here.
Discover available homes, explore your financing options, and take the next step towards owning a home with Harmony Garden Renewed Hope.