Terms & Conditions

Last updated October 2026. This page is a working draft and must be reviewed by Harmony Garden's legal / compliance team before launch.

Estimates and preliminary assessments

The mortgage calculator and eligibility checker provide indicative estimates only. They are not an offer of finance, a reservation of any property, or a guarantee of eligibility. Final terms, interest rates and eligibility are determined by the applicable programme and lending institution after full assessment.

Property information

Prices, availability, layouts and features shown are indicative and subject to property-level confirmation. Availability of a home is separate from your personal financing eligibility.

Your responsibilities

You agree to provide accurate and complete information and to only upload documents that belong to you or that you are authorised to share.

Fraud warning

Harmony Garden will never ask you to pay into a personal bank account. Always confirm payment instructions directly with our official contact channels before making any payment.

Changes

We may update these terms from time to time. Continued use of the website after changes are published means you accept the updated terms.

Contact

Questions about this page can be sent to [email protected] or 0201-330-9485 | 0808-224-4044.