Your mortgage journey starts here

Make Homeownership
Work for Your Budget

Explore your mortgage options, estimate your payments, and plan your path to owning a quality home. Final financing is subject to assessment and approval.

Mortgage inputs

Build Your Estimate

Property Details
Prices
₦
₦

20.0% of the property price

₦020% of property price
Income Details
₦

Used only for an indicative repayment-to-income ratio.

₦

Optional. Include regular monthly credit commitments.

Financing Route

Explore the FMBN / NHF pathway subject to contribution, eligibility, approved rate, loan limit, and programme requirements.

Repayment Settings
years

%

Required. The rate resets when the financing route changes.

About You

Shown because FMBN / NHF is selected.

Preliminary guidance

Eligibility Snapshot

Here's a quick overview based on the information you've provided.

    This is a preliminary assessment only. Final eligibility is determined by the applicable programme and lending institution.

    Extra repayment simulator

    Pay It Off Faster

    Explore how additional monthly payments could reduce your repayment period and interest.

    ₦
    ₦50,000
    ₦0₦200,000
    Revised estimated duration
    Estimated time saved
    Estimated interest savings

    Results are estimates and may be subject to lender rules, fees, restrictions, or revised schedules.

    Amortisation estimate

    Your Repayment Breakdown

    See how your estimated repayments contribute to principal, interest, and the remaining loan balance over time.

    Values are rounded for display. The final payment may differ slightly to reconcile the remaining balance.

    YearOpening BalancePrincipal PaidInterest PaidTotal PaymentClosing Balance