Own Your Dream Home

The FMBN / NHF pathway is linked to the National Housing Fund and generally requires you to be a contributor. MREIF (the Ministry of Finance Incorporated Real Estate Investment Fund) is a Federal Government-backed mortgage financing pathway accessed through participating banks and eligible financial institutions. Rates, tenors, loan limits and requirements differ by route, and our team can help you understand which may apply to you.

Typically a valid means of identification, proof of income (such as payslips or bank statements), evidence of NHF contribution where applicable, and proof of address. The exact list depends on your financing route and lender.

We look at your available equity, income, existing debt obligations, age and repayment term, and route-specific requirements such as NHF contribution. The result is indicative only; final eligibility is determined by the applicable programme and lending institution.

Enter the property price, your deposit, income, financing route and repayment period. The calculator estimates your monthly repayment, total interest and upfront cash using a standard amortisation formula. It does not submit an application or issue an approval.

Yes. You can book a physical or virtual inspection of any participating estate before or during your application.

After submitting an eligibility check you receive a reference number. Use it with your email address on the Track Application page to see your current status.

You should plan for your equity contribution and closing costs such as legal, registration and processing fees. The calculator shows an estimate; exact fees are confirmed during assessment.

Timelines vary by financing route, lender and how quickly documents are provided. Our team will keep you informed at each stage of your application.